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For example, say that your usual paycheck is for $1,200, but you only spend $1,000 per pay period. You can set up your direct deposit to put $1,000 of your check into your checking account. If you don’t have a checkbook, or don’t want to void one of your checks, contact your bank. A teller may be able to print a pre-voided check that you can use to confirm your account. Most banks that operate physical branches will be happy to do this for you. It’s very important that the payroll department send your paycheck to the proper place. If it winds up in the wrong account, it can be a huge headache to get the money back.

If voided check among the 94% of American workers who prefer to receive their paychecks through direct deposit, you may need to give your employer a voided check to set things up. A voided check contains the word ‘VOID’ across the front end of the check.

How to Scan and Email Voided Checks Safely

This information can be used to set up the account for salary payment or mortgage or EMI payment. You want to get direct deposits from the organization which is faster electronically way. But for that, you may need to provide banking information to the organization such as bank account number. By voiding a check, you can provide the information to the organization. Most employers will ask for a voided check to set up your direct deposit in addition to filling out a form. They ask for this because a check has all the information your employer needs to help ensure your paycheck is deposited in your account. If you don’t already have checks, you can order checks online.

• In theory, you should be able to just provide a routing number and account number to your payroll department.
• You would not want any thief to remove the word void because after that they will have a blank check in their hand.
• Even if the message gets deleted promptly, an archived copy of that message might exist for a very long time.
• It cannot be misused since voided check cannot be used as transferring the amounts.
• Investopedia requires writers to use primary sources to support their work.
• At the very left-hand bottom of the front of your check is going to be your routing number, your account number, and the official check series number .
• To void a check, you’d have to cancel it before the recipient had deposited it.

All you should see is the bank information such as your routing number, account number, and check number, and the word ‘VOID’, which you should have written on the front of the check. To do that, you’ll have to write the word ‘VOID’ in capital letters going across the front of the check.

Why You Might Need to Make a Void Check

It’s best to call the recipient and deliver the password verbally, but you also could send the password as a text message. If you give your employer a voided check, be sure to record it in your check register so that you can keep track of which check number was used.

If you want to get rid of a voided check, the safest method is to shred it. If you don’t have a paper shredder, you can use scissors to cut up the check.

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Whenever you give your bank information to someone else, there is always a risk of it falling into the wrong hands — even if it’s only a small risk. If you’re asked for an electronic version or image of your voided check, don’t send it along as an attachment or pasted image in an email. Instead, turn it into an encrypted or password-protected file or create a link to a file in a protected folder.

Banking services are provided by Piermont Bank, Member FDIC. Voiding a check that should not be in use can also help prevent check fraud. Examples include stealing checks, altering checks, writing checks for amounts you don’t have, or signing someone else’s name. There are a few things you can do if you need to submit a voided check but don’t have any. Voiding a check basically means you’re canceling it so it can’t be used to make a payment or withdraw money from your account.

What to Do if You Don’t Have Checks

Another use for a voided check is to set up direct deposit payments, usually for payroll payments from your employer into your checking account. The employer needs a voided check in order to extract the bank account information from the bottom line of the check. Yet another use for a voided check is when a lender wants to use it to set up an automated loan payment.

Make sure you use a black or blue pen with permanent ink, and if you have a duplicate check, do the same for that copy. Banks are not responsible for the accuracy of any content provided by author or contributor.